Board Members and Observers

Naved A. Khan

Mr. Naved A. Khan has over 30 years of work experience with 27 years of broad based banking experience. He recently set up a Foundation after his late wife by the name of Sharmeen Khan Memorial Foundation, he is heading the foundation as Chief Executive and Chairman. Prior to this he served as the President & Chief Executive Officer of Faysal Bank Ltd and ABN Amro Bank, Pakistan Limited and has served in senior management positions in the Bank of America, Pakistan.Mr. Naved A. Khan hasheld numerous senior level positions which includes serving as President of the Overseas Chambers of Commerce and Industry (OICCI), Chairman of Pakistan Banks Association, Chairman of the Board of Directors of Faysal Asset Management Limited, Chairman of Academic Board Institute of Bankers Pakistan, President of the Rotary Club of Karachi Metropolitan, Vice – President of Institute of Bankers Pakistan and as member of the Institute of Bankers’ Council. Heis currently member of the Boards of numerous entities including theDubai Islamic Bank, Karachi Shipyard and Engineering Works, Fauji Fertilizer Bin Qasim, NRSP Microfinance Bank Limited, Galiyat Development Authority KPK, AGP Private Limited, Bahria Foundation and Gas & Oil Company Pakistan (GO).

He holds a Bachelor of Science Degree from Indiana University, USA and a Master of Business Administration degree from Butler University, USA. Mr. Naved A. Khan is a certified director from Pakistan Institute of Corporate Governance.

Nadir Gul Barech

Mr. Nadir Gul is currently working as the Chief Operating Officer for Pakistan Poverty Alleviation Fund (PPAF). He holds over 28 years of professional experience in leadership at strategic and operational levels in numerous national and international organizations in regard to working in social and economic development. He has led multi-million-dollar development programs in relation to diverse themes of pro-poor developmental programs at national level.

Before joining PPAF he served as the CEO of the Balochistan Rural Support Program (BRSP). He was responsible for transforming BRSP into a leading institution, addressing issues of poverty and community empowerment in the area. Under his leadership BRSP became a leading stakeholder in the region, addressing complex developmental issues and creating a sustainable approach. In addition, he worked as Head of IUCN Balochistan and later joined UNFPA as a Technical Advisor/ National Coordinator. He has also worked as a Provincial Program Officer, in Balochistan under the same head of UNFPA. He further served as a Deputy Zonal Director/ Director Field, Balochistan for Family Planning Association of Pakistan (FPAP). He also worked as Deputy Director of Planning, PHED.

Mr. Nadir Gul is also accredited with various publications through prestigious organizations on different themes such as sustainable development and conservative strategy processes. In recognition of his services, Mr. Nadir Gul received various awards and honors, some of which include the 7^th FPCCI (2019) achievement gold medal award in recognition of outstanding performance in socio-economic development in Pakistan, AARDO (2012) for best performance in rural development in Pakistan. On top of this, he has participated in various television and radio segments, advocating on prevailing social and economic issues. Mr. Nadir Gul has also served as Honorary Lecturer at University Law College, Quetta, where he delivered lectures on various subjects to students of postgraduate classes of LLB.  He holds a Master’s in International Relations and Sociology from Balochistan University.

Dr. Tariq Hassan

Dr. Tariq Hassan is an attorney and advocate of the Supreme Court of Pakistan who is currently the Chairman of the Audit Oversight Board of Pakistan and Member, Board of Directors, State Bank of Pakistan. He is a former Chairman of the Securities and Exchange Commission of Pakistan and has also served as an adviser to the Finance Minister of Pakistan on matters relating to law and economics. He has also been associated as Legal Counsel with the World Bank in Washington, DC, International Fund for Agriculture Development in Rome, and Shearman & Sterling in New York.

Dr. Hassan has done his PhD in Juridical Science from Harvard Law School, USA. In addition to practicing law, he has been an adjunct professor of law at George Washington University and Fletcher School of Law & Diplomacy in USA, and Department of Laws at LUMS University and International Islamic University in Pakistan.

Navid Goraya

Mr. Navid Goraya is currently the Chief Investment Officer of Karandaaz Pakistan. Mr. Goraya holds over 25 years of global experience in asset management, investment strategy, product development and corporate finance. Before joining Karandaaz as the Chief Investment Officer, he was leading a Strategic Advisory Firm, White Oak Advisors Inc, in New York where he was involved in making global investments in the US, Middle East, South East Asia and South Asia.

Earlier, at HSBC USA, Mr. Goraya advised approximately US$6 billion in specialized funds of HSBC and led a global wealth team covering North America, the GCC and South East Asia. He has also led specialized Investment Banking teams at the Royal Bank of Scotland and Qatar National Bank. At IICG Bahrain, he led a Capital Markets Group managing proprietary funds and endowment portfolios. He holds an MBA from IBA and has also attended the High-Performance Leadership Programs at INSEAD, Fontainebleau, and London Business School. He also serves on the advisory boards of firms in life sciences and financial services in New York.

Dr. Markus Aschendorf

Yasir Ashfaq

Mr. Yasir Ashfaq is working as Chief Executive Officer of Pakistan Microfinance Investment Company (PMIC). He was previously working as Chief Operating Officer of PMIC since August 2016. Before joining PMIC, he has worked with Pakistan Poverty Alleviation Fund as Group Head, Financial Services Group in a similar role. Yasir has over 20 years of experience in financial sector of the country and has worked at senior management positions in commercial and investment banks. His areas of expertise include designing policy and strategy, corporate finance, portfolio management, treasury, finance and accounts, development finance, corporate finance, risk management, development of institutions and new financial products and approaches of delivery. He is a fellow member of the Institute of Cost & Management Accountants (ICMA) of Pakistan and holds a Master’s Degree in Economics from University of Sydney, Australia.

Vacant

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Waqas ul Hasan

Mr. Waqas ul Hasan, Senior Private Sector Development Adviser DFID, has over 15 years of experience of designing and managing private and financial sector programmes. He designed DFID’s Enterprise and Asset Growth Programme, sought internal DFID funding and co-financing from the Bill and Melinda Gates Foundation and setup Karandaaz Pakistan as platform for investment in Pakistan Microfinance Investment Company (PMIC), credit and equity for Small and Medium Enterprises (SMEs) and for innovations and expanding frontiers of digital finance in Pakistan. At DFID, he is also managing Public Private Partnerships assistance for infrastructure finance – a component of DFID’s Pakistan Economic Corridor Programme. He has been lead adviser for the Financial Inclusion Programme under which two credit guarantees, for wholesale funding to microfinance and retail lending to small and rural enterprises, were setup and number of regulatory and market infrastructure innovations were supported including the microfinance credit information bureau, transformation of NGOs to microfinance banks, financial monitoring unit for anti-money laundering, Islamic finance centres of excellence and secured transaction laws.

Prior to DFID, Mr Hasan has worked at senior staff and advisory positions at the Asian Development Bank and Govt of Pakistan and managed access to SME finance, fiscal decentralization and access to justice programmes. He is DFID’s Observer on the Boards of Karandaaz and PMIC, certified as Director by Pakistan Institute of Corporate Governance and holds a Masters in Finance from the London Business School and a Bachelor of Civil Engineering from the University of Engineering and Technology Lahore.

Vacant

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